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Water Mngmt in the GDS
What is a Flood?
Floods are the most common and widespread of all natural disasters. Most communities in the United States can experience some kind of flooding after spring rains, heavy thunderstorms, or winter snow thaws. Floods can be slow, or fast rising but generally develop over a period of days. Flash floods usually result from intense storms dropping large amounts of rain within a brief period. Flash floods occur with little or no warning and can reach full peak in only a few minutes.
When severe flooding is predicted, the City may send alerts to affected areas. Sign up for Chesapeake Alert to make sure the City can reach you.
Information & Resources
- FEMA National Flood Insurance Program - detailed information for property owners, claims adjusters, insurance professionals, lenders, state and local officials, and surveyors. The Homeowner Flood Insurance Affordability Act was signed into law by the President March 21. It amends some provisions of the Biggert-Waters Flood Insurance Reform Act of 2012. See the fact sheet released by FEMA in June 2014 that explains these changes. Find details here as they are made available.
- Visit FEMA's mapping center to find out your flood zone.
- Video on the Flood Insurance Program - history, how it works, recent changes
- Using a Flood Insurance Rate Map (FIRM) - FEMA
- Top 10 Facts Every Consumer needs to know about the National Flood Insurance Program (FEMA)
- Myths and Facts about the National Flood Insurance Program (FEMA)
- How To Request a Flood Hazard Determination Review from FEMA
Most of the city of Chesapeake is susceptible to some level of flooding, and officials encourage all property owners and renters to contact an insurance agent to inquire about purchasing flood insurance.
The City of Chesapeake has been accepted into the Community Rating System (CRS) from the Federal Emergency Management Agency (FEMA). The new rating, a Class 8, means that property owners in certain flood categories will be eligible for a reduction in their flood insurance premiums. Residents in the “AE” zone, also known as the 100 year flood plain, are eligible for a 10% rate reduction, while those in the “X” zone, also known as the 500 year flood plain, can receive a 5% reduction. For specifics on individual premium changes, which took effect on May 1, 2015, residents should contact their insurance provider.
- FloodSmart.gov provides an interactive tool to estimate flood damages based on the height of the flood. For example, if you enter the water level in the house as six inches, it equates the approximate dollar amount of damages. It makes clear the benefit of flood insurance.
- Estimate Flood Damages - FloodSmart.gov
- Chesapeake Storm Surge Map
- Chesapeake's Flood Plain Ordinance
- Building Considerations: Chesapeake Bay Preservation Area (CBPA) Guidelines